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Halifax mortgage

7 replies

Laurah1979 · 06/04/2017 14:58

Just applied for a mortgage through Halifax. Full application submitted and valuation survey carried out yesterday. Our broker said that all credit checks came back fine. Am I right in thinking that as long as the valuation is acceptable there should be no further issues or am I being too optimistic?!

OP posts:
EssentialHummus · 06/04/2017 14:59

That's right. I've used Halifax twice now and found them the most pain-free.

Laurah1979 · 07/04/2017 12:09

Thank you. I am keeping everything crossed.

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Twinkenteen · 07/04/2017 12:39

We have just got our mortgage with Halifax, our valuation was on a Thursday I think and we got a call from our broker on the Monday to say it was all confirmed. Very easy process! Think it was under 2 weeks from application to confirmation.

Laurah1979 · 07/04/2017 12:42

Thank you. Just this minute received the valuation report through the post and it ties in with our offer so very relieved. Do I assume it's a done deal now?

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Laurah1979 · 08/04/2017 09:45

Thanks for you reassurances. We got our mortgage offer. I'm so happy. Can't believe how quick it all was.

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PutThatPomBearBack · 08/04/2017 10:41

Congratulations!FlowersGin

MissDuke · 09/04/2017 06:21

Fantastic! Hope the rest of the process is as pain free Shamrock

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