I'd like to think house fires are rarer than they used to be; not as many people smoke indoors as used to, and safety standards regarding electricity and furniture (all those "flame retardant" labels we have to remember not to cut off) are increasing all the time.
Does anyone in insurance or fire know what causes house fires mostly nowadays? Is it candles, smoking, electrics, cooking? I'm just curious, and it's something I used to worry about a lot as a child.