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Can you help? Utterly clueless

26 replies

PootLevato · 20/02/2016 23:31

Hello, looking for any help and advice as I honestly don't have a clue what I'm doing.
Bit of back story, I lost both of my parents incredibly young and as such inherited the house I currently live in. None of my friends own their own homes so I really don't have anyone to ask for advice.

I've decided to sell the house (London) and move to Brighton as a 3 bed semi is slightly ridiculous for just me and the dog! But I genuinely don't know where to start or how much things cost. I've been doing some research and that's only made me all the more confused.

For example do I have to have a survey done on my house? I've seen stuff about proving that the electrics are up to standard but as mum had all that work done I don't have any paperwork about that.

Do I start putting in offers on houses or do I wait till I have a buyer for mine? What's an MIP, do I need one? Do I pay the solicitors at the end or the beginning?

I'm bound to have a billion more questions as this goes on but would really appreciate some help from "proper" grown ups!

OP posts:
specialsubject · 21/02/2016 12:58

the idea of renting is a great one but can be difficult with a dog.

if/when you get that far, make sure you read this:

www.gov.uk/government/publications/how-to-rent

also, if you end up with a lot of money after selling and before buying, make sure you split it between banking licences, with no more than £75k in each licence.

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