We are applying through a broker. Not bothering with Nationwide as they were being ridiculous about what we could afford. Apparently Halifax are willing to lend what we would like and their current turn around time is 25 days. I would like it to be sooner if it can be.
Nationwide kept saying they had all the documents they required, then coming back and saying they needed something else, it was really frustrating and annoying so I am hoping we aren't going to have to go through that again.
Any ideas how efficient they are at the moment?