DH and I are doing an unusual conversion/ extension. We have bought the flat below us and have a planning application into turn the two back into a house.
We need to tell the mortgage company before we start removing floors and rewiring but how best to approach them?
It shouldn't really be anymore scary for them than building an extension but the change of title deeds at the end of it will be different.
We have a mortgage on the top but own the bottom outright.