DP has been offered a job in Paddington for 75k. We currently live between MK and Northampton, so the commute would be too much (DP already commutes to London but the extra journey to Paddington and one day per week to Uxbridge would be a commute to far we feel).
We have a small baby and i don't earn enough to cover childcare so no wage from me.
We thought that on that money (which we consider rock'n'roll wages) we could find somewhere nice (i grew up in chiswick and my friends and family are still there - so as i am now home with the baby - it would be lovely to be near people i know who could support me, rather than isolated in the middle of nowhere like i am now). But the banks will only offer a 300k mortgage with a 50k deposit (which would mean using every penny we have put by and our pensions). Sadly even with that i can't find anything remotely suitable.
DP is not keen on urban living so we would need somewhere more leafy. He is not from London and wont contemplate rough areas (he considers clapham/battersea rough). We wanted chiswick/richmond/wimbledon areas.
I just can't believe that on 75k we are struggling to find somewhere nice to live, which would mean dp didn't spend more than 2 hours travelling.
Oh, and it couldn't be outside London as we couldn't afford fares on top of the mortgage. (mortgage would be £1600 per month)
If anyone has any ideas i would really appreciate it. Ta. :)