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Why hasn't the mortgage man rang???

8 replies

lecce · 11/08/2012 11:36

We had a meeting yesterday afternoon and broker was going to apply for our mortgage after that. He said he would ring us either yesterday or today and still hasn't rung!

I am wondering if he had forgotten that today is Saturday - are the companies even open today? Should we try and forget it until Monday?

Sorry for the boring/needy question but I am on tenterhooks Smile. We were accepted for a bigger mortgage two years ago (but sale fell through) and really don't think we have picked up any blackmarks since then but companies have got so cautious- I just can't relax!

OP posts:
noddyholder · 11/08/2012 11:43

He will probably be trying to get you the best deal Lots of deals and agreements from 2 yrs ago wouldn't apply now with teh new affordability criteria. You will probably hear monday Smile

tara0202 · 11/08/2012 11:46

Oh this was me 2 weeks ago! Turns out our mortgage companies systems were down!

I know how you feel!

MrsJREwing · 11/08/2012 12:00

I would never use a broker again. I had to join expedia and get my credit report sorted after.

lecce · 11/08/2012 12:03

Thanks for all the replies- we are off out after lunch so will try and forget it for now!

MrsJR You're scaring me - what on earth had the broker done??

OP posts:
MrsJREwing · 11/08/2012 12:06

Credit scored me without permission, before checking affordability to name a few...

noddyholder · 11/08/2012 12:24

Yes always deal direct unless your case is particularly complicated and even then think twice about brokers!

MrsJREwing · 11/08/2012 12:28

I got a mortgage decline as a result on my record, had to fight to get it removed. I only wanted to know what mortgage I would be able to get on my income.

fairy241 · 11/08/2012 17:12

This reply has been deleted

Message withdrawn at poster's request.

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