Labrador pet insurance? Advice or recommendation please!

[gustowind]

Hello,

I am looking for recommendations for pet insurance for my golden Labrador.
I have heard that often the annual fee can go up quite considerably even if you haven’t claimed?
I am also interested in experiences of having to claim and having a straight forward and positive experience?

thanks in advance !

We are with Pet Plan for our Lab, have never claimed, they don’t increase premium’s for claiming but it does go up every year as they get older so we are now paying £95 a month and he’s nearly 5.