Insurance question please

[Twokitstwokats]

I need to get insurance today for my 2 cats as the cover they came with runs out tomo and they are at the vets on Mon for the pre neutering checks.
I started with Tesco to get clubcard points and on a recommendation. I understand I need life cover, but don't understand the difference between Extra (limit per visit/issue) and Premium (limit per year).
Can anyone advise please? Thanks

The extra will only pay up to a certain amount for a particular condition and after that the condition will not be covered. The Premier will give you a total spend per year max and anything about that you will have to pay yourself, but the next policy year resets to zero and you can spend up to that amount again, even for conditions you have already claimed for.

Thanks for this.