Insurance help me see the wheat for the chaff!

[rainbowfizz]

I'm looking for insurance for my two kittens, I'm bored of looking on the net now for the most competitvely priced whilst giving good cover.

Please now give me your recommendations.

Could anyone also give me any recommendations for insurance for a 4 year old dog I'm hoping will come to live with us.

Do all policies have a £100 excess?

im with petplan and they pay up quickly and dont hike your premium if you claim ,have my dog and horse insured with them . I dont think they are the cheapest though