My son who's just started university wants braces. They wouldn't do them on the NHS. In all honesty his teeth are not that bad, he has a slight gap but be is super conscious of them and hates them basically. He's got £2000 of savings but treatments vary from 3.500 to 4.500. I can't help him financially. Would he be better using the 2 grand as a down payment and getting a small bank loan for the rest? He's really down about it and I really need some advice. He has no spare cash from his student finance. Be is planning on getting a job but that won't cover the £160 a month he will need to pay. Help!