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if you have a one-year-old and are planning another... childcare/ work

4 replies

blinkineckmum · 29/12/2016 23:19

Hi,
Before anyone says that you can't or shouldn't plan these things... I am a planner! And just want to feel like finances have been considered.
So, I have a nearly 3yo and a 14mo, and work part time. I really want another child, possibly two more, so feel I need to crack on (I am mid-30s).
I am considering not working for a few years if and when dc3 comes along.
Do you know what our 1yos will be entitled to in terms of free childcare, and when?
I am potentially setting myself up to have 3 preschoolers at home during my next mat leave so just want to be informed/ consider finances etc..as I decide when to ttc.
Thanks

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Heirhelp · 01/01/2017 08:22

Unless you have very low income or in some kind of at risk group your lo will be entitled to 15 free hours, term time only at 3 but this manage change in the future.

PotteringAlong · 01/01/2017 08:26

1 year olds are entitled to nothing in terms of free childcare - you get 15 free hours currently the term after they turn 3, unless you are in a vulnerable or at risk group when they may get them at 2. There is a possibility of the 15 free hours becoming 30 free hours but still after 3 and only if both parents work.

blinkineckmum · 01/01/2017 17:52

Thank you both.

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blinkineckmum · 02/01/2017 09:43

Basically it is sensible for many reasons to wait another year before dc3. Dc1 will be at school and dc2 will get her 15 hours. But I don't think I can wait.

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