dh had a crash in car tonight he's ok but car isnt

[dmo]

dh was on way home from work in our brand new audi
he came to a slip road and there was a fiesta infront waiting to pull out
anyway fiesta set off and dh looking to his right so he could pull out started to set off too
only fiesta had decided not to pull out and crash
the whole front of the car is smashed up luckley dh was ok and airbags didnt go off
anyway sorted with insurance they are picking the car up tomorrow morning and taking it to audi
only costing £400 but dh thinks work will cost 2k+ thank god for insurance
will i lose my no claims i have 7 yrs and never claimed

Bummer.
At least he is ok.

oh dear!....are your no claims (ncd) protected? if not then yes you will lose the ncd unfortunately but thankfully your Dh is ok...also your premium will go up too

Depends on your policy I guess.

I know it's an expensive business, but please try to think positive even though it must have been a shock for DH - he is ok and the car is a lump of metal.

(Do check for shock later on though).

DH has just come home from a 13 hour shift, after dealing with a fatal collision.

true
he was going to buy a new mobile but i've told him no now
nearly grounded him as he goes to his friends every tues but forgave him and let him go
he only buggered off in my car and says he needs mine till his is fixed

hes insured under my name on both cars
had a drink drive ban when he was 21 and has never had his own insurance since

thats fine as he can drive your car.