Try to keep this short:
I desparately want a Mini Cooper, had promised I would treat myself to one when I qualify (2 years away).
dh has said he will buy me one now and pay for it for 2 years but then I will have to take out a loan for the remainder of the cost.
I have seen a fabulous mini today £12k, everything I want but cant help thinking I'm being a bit spoilt, as I have a perfectly good car, but the other half of me thinks we're not here for long and I should just go for it.
Any opinions valued 