This makes me so mad!!
WHY does my credit card have a pay by date on the statement? It is utterly meaningless.
For example, this month mine says to pay it by 17th. BUT they need 5 working days to do it, and even more days in advance if you count weekends and if you don't then you get a whacking great late payment fee. I've paid it by phone first thing today, but apparantly nothing will happen until monday! Thankfully I just squeeze into the timescale - it needs 9 days to clear then! WTF!!
I just do not understand why in this era of computers and super fast communication they appear to be stuck in the 19th century in terms of getting their act together. God knows we pay enough to use the damn things!
My card, Alliance and Leicester, are also the crowd that I bank with - it's just a simple transfer of money between two differnet accounts for the same person! Why does it take so long to clear?? Even going into the branch and handing over the cash doesn't speed the process up one iota.
Pointless fuming I know, but fuming anyway!