What's the best, SAFE interest I can get in the UK on a house sale lump sum do you think?

[gaussgirl]

We need it to cover our UK rent (825 a month).

An overseas account (where the house was sold) offers 4.75% at a major bank BUT not sure they have the protection we have here, and the amount is a few multiples of 50,000 pounds. We need to check that tax situation about being non-dom abroad now so it may be wiser to bring the money to the UK on a lower interest rate.

ulster bank offer a e savings plus account which is all controlled via the internet whcih is handy and its a good interest rate.

4.04 % interest (terms and conditon apply)

Have you checked out money saving expert? It's Martin Lewis' website and he not only gives the latest interest figures, he'll highlight any "issues" with the account - like not being able to make withdrawals (without losing interest) and how your money is insured (i.e. the British system or a foreign government).

Aren't ING doing a decent rate?

ING are currently paying around 4% for new customers but this includes a fixed bonus for 1 year. We've just opened an account there to transfer money we had in Cahoot over as the Cahoot account is now paying a pitiful amount of interest. Very few accounts are paying decent interest that is paid monthly so we were quite restricted.

I use a local building society, at the moment, they're offering a fixed rate bond at 4.6%. They tend to offer good rates on savings.

www.westbrom.co.uk/westbrom/savings.product?id=4326&category=1