Help sort argument between PM and Chancellor of the Exchequer in the PhD house

[PhDlifeNeedsaNewLife]

I am in charge of the financials in our house - talking money makes dh's hands sweat.

I've just found an excellent rate to move our ISAs to, but it is Ruffler Bank, which dh has never heard of. So his hands got all sweaty.

He googled them and found some chat forum where one bloke had had some poor service, while nobody else had heard of them - RB are apparently a tiny firm that mostly do investments for older people, working by word of mouth. They do not appear to advertise at all. But they are signed up to the Financial Compensation Scheme just like any other bank, so I think it's a worthwhile risk.

Dh doesn't want me to do it; I see an extra couple hundred quid to help us emigrate at the end of the year.

Anyone heard of them?

WWYD?

they are registered with the FSA \link:{http://www.fsa.gov.uk/register/firmBasicDetails.do?sid=58414\here}

they are registered with the FSA here

thank you bossykate, let's see if that persuades him...