Active discussions

Help end medical misogyny. Sign our petition.

Help end medical misogyny.
Sign our petition.

Sign the petition

Please or to access all these features

Talk
Money matters

Find financial and money-saving discussions including debt and pension chat on our Money forum. If you're looking for ways to make your money to go further, sign up to our Moneysaver emails here.

Original poster

Is YNAB still the best app for budgeting?

1 reply

Ra33it76 · 30/06/2026 15:11

I want to budget better. I'm not bad with money (save regularly, have a S&S ISA, no debt beyond mortgage) but too used to spending without checking balances especially on top up foods, treats for the kids, etc. With a much higher remortgage rate starting tomorrow and general cost of living, I can't continue!

YNAB seems to be the best but slightly complicated. Also seen Emma recommended.

And if anyone does recommend YNAB, very open to a referral code!

OP posts:
FinanceOtter82 · 03/07/2026 17:53

Budgeting for me was only part of the picture. I came across Delphina a couple of months ago and i love it.

Not only does it help me with budgeting but it also helps me plan for the future and shows me how I can achieve my goals https://delphina.money?ref=DH4X7W

Are Your Finances on Track? | Delphina

Free 2-minute financial health check for UK adults. See exactly where you stand today, what it means for your future, and exactly what to do next. No signup required.

https://delphina.money?ref=DH4X7W/?ref=DH4X7W&utm_source=DH4X7W&utm_medium=referral&utm_id=DH4X7W&utm_campaign=referral

New posts on this thread. Refresh page