Has anyone else had the HBOS Circular to Shareholders?

[Bluestocking]

And if so, do you understand it, and can you explain it to me? I would like to know which way to vote!

Dh informs me that you should vote FOR it for the long term good of the company. No idea if this helps, have no idea what it's about!

I have. It's still on teh table in the hall in the "Oh, I must read that* pile"

Thanks Chloe55! Is your husband a financial type? I have just read this which implies that HBOS are being a bit cheeky asking us to bail them out.

Yes he is an accountant for them!! I believe they are getting bad press recently, unfortunately I tend to 'switch off' whenever work is mentioned