I’m in an ok financial position. Use a couple of credit cards ( one is mainly for hols) that I clear each month. Both have a limit of £4k
Ds has a credit card with a low limit say £200 which he uses if he is going out drinking or to somewhere he is more likely to be scammed ( eg seasonal market ) That way if his card is stolen he knows he will only be down a max of £200
I can see this makes sense, but I am concerned that this might impact my credit score adversely
what does the MN hive mind think ?