I am going bankrupt on Thursday.

[mybrainaches]

Starting to get quite nervous now

Is this your choice or is a creditor making you bankrupt? There still might be time to stop it, if you want to. Go to the Citizens Advice Bureau though, not one of the IVA firms that advertise on TV.

Bankruptcy is a big step, it can affect your ability to get credit and do quite a lot of jobs for a long time, so be sure it's what you really want/need to do.

I went through a bankrupcy in another country.

Let me tell you, you will feel SO relieved once it is done!

OMG, the buildup to my bankrupcy was awful!

My life was hell before it finally just had to go that way, I was a wreck waiting for the court date.

Then, I felt like I could get on with my life and start to put it all behind me.

It my choice

Moneysavingexpert forums have a huge wealth of support for this sort of thing

Fingers crossed everything works out for you

Phew, I am now debt free, what a relief

onwards and upwards, mybrain.

hope things improve for you and you have some peace and relief now.

I have well and truly learned my lesson thats for sure

mine wasn't so much bad money management as just extremely bad luck - made redundant during a crash in the US and could only find temporary work, then got divorced, then was struck by an uninsured drunk motorist when i myself had no insurance myself.

it sucked, but now it's over.

The best thing we ever did.
I haven't had or wanted credit since and never will.
Good luck this is your new beginning.
Onwards and upwards.

Blimey, that is a bad run of luck, most of mine is my own doing, though H is responsible for some, I was forever bailing him out.

it happens, mybrain.

just glad it's over for you now.

For some reason it took huge strengh not to laugh hysterically when I had to swear on the bible in the waiting room fgs

Been there well dp has.. Was a huge relief and things back on track now ..lost my house and everything..but its all come good ..best of luck