Hi everyone,
We’ve just moved into our new home after porting our mortgage, as we’re due to renew in July. We’d love to start some work on the house (extend the kitchen and fix the garage which is falling apart) and were hoping to borrow more when we remortgage.
However, we’ve come across the 6-month rule and are wondering if anyone has managed to borrow more before hitting that threshold?
We’re with Halifax—has anyone had success getting around this, or do they strictly enforce it? We’re happy to move to a new bank as well. Would love to hear any experiences or advice!