Name change as I so embarassed.
I have received a letter today saying that my basic bank account is going to be closed. I have been minimally overdrawn on four occasions and have always made a transfer to remedy it. But these are their stringent ts and cs.
I am not making excuses are there are none but I am single parent with a busy and demanding job and hardly get a moment to myself.
I have spoken to them and got very upset and tearful. They might reconsider but it means suspending all s/os and dds for 3 months. I think I could retain my debit card but don't know how I would be able to pay my rent, and the various s/os I have. Not because I don't have the money but wouldn't have the mechanism to pay.
Plus this all means more admin which I don't really have the time to do.
The thing I am most worried about is my rent - I have a really good relationship with my landlord and don't want them to get any whiff of my problems.
I think I am going to visit a branch tomorrow (tho this means time off work) to talk to them.
Another option might be to pay the rent from a savings account and get my salary paid to that account. Maybe then I could tfer some money from that to the basic account
But then how could I pay all additional s'os and dds.
Is there any level headed mnetter out there who could advise.
Help!!!!