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Mental Health -Money-Housing

12 replies

Troubleinparadise25 · 19/01/2025 08:52

Any advise help would be grateful. Husband moved away for work 18months ago and originally was coming back weekends. (We have two children 20 & 16 both at home) This fizzled out due to work commitments and gradually increased to not coming back -sometimes it would go weeks. He was still paying for everything…..He then became unwell with high blood pressure and depression which has led to him now being mentally unstable unable to work to pay for anything. However because of his lack of communication and telling me to move on, it has come to the point this week that I have discovered he has not been paying most things for quotes sometime. Putting me in the position to sell our home to pay the mortgage arrears etc. I have lost 4.5lb in weight since Wednesday😭😭😭😭😭. I would just like as much advice help I can get as possible.

OP posts:
Wolfpa · 19/01/2025 08:56

You should talk to Step Change the debt charity. They will be able to advise you on what next, there may be a way to save your house

maxwellparker77 · 19/01/2025 10:21

Put all the bills in your name and pay them with your wages? Unsure what we can advise as there are so many details missing.

maxwellparker77 · 19/01/2025 10:22

Have you any concern for your husband's health? Your post comes across as if now he is too unwell to work then he is of no concern?

LIZS · 19/01/2025 10:38

Is he away still or living with you? Is he definitely unwell? Are you working ? How much is the arrears?

ToKittyornottoKitty · 19/01/2025 10:43

Have you been to see him? Do you work?

LunchtimeNaps · 19/01/2025 11:33

If he genuinely unwell or have he removed himself from the family and got a new set up elsewhere?

pompey38 · 19/01/2025 11:40

Troubleinparadise25 · 19/01/2025 08:52

Any advise help would be grateful. Husband moved away for work 18months ago and originally was coming back weekends. (We have two children 20 & 16 both at home) This fizzled out due to work commitments and gradually increased to not coming back -sometimes it would go weeks. He was still paying for everything…..He then became unwell with high blood pressure and depression which has led to him now being mentally unstable unable to work to pay for anything. However because of his lack of communication and telling me to move on, it has come to the point this week that I have discovered he has not been paying most things for quotes sometime. Putting me in the position to sell our home to pay the mortgage arrears etc. I have lost 4.5lb in weight since Wednesday😭😭😭😭😭. I would just like as much advice help I can get as possible.

How many months in arrears? can you not speak with the mortgage lender and start paying the mortgage yourself?

Shrinkingrose · 19/01/2025 11:56

However because of his lack of communication and telling me to move on, it has come to the point this week that I have discovered he has not been paying most things for quotes sometime

what does this mean, have you split up? Move on from what?

is this you split up, he stopped paying as he is no longer with you nor living there, and you didn’t know, so are now in debt?

Troubleinparadise25 · 19/01/2025 13:33

He has created so much debt I have to sell the house-he is not mentally well

OP posts:
Shrinkingrose · 19/01/2025 13:46

Troubleinparadise25 · 19/01/2025 13:33

He has created so much debt I have to sell the house-he is not mentally well

Ok, but I’m afraid that doesn’t answer th4 question, unless you’re clear on your situautin no one can help you.

ToKittyornottoKitty · 19/01/2025 13:48

Troubleinparadise25 · 19/01/2025 13:33

He has created so much debt I have to sell the house-he is not mentally well

Have you been to see him? Is he still paying for a second property?

ToKittyornottoKitty · 19/01/2025 13:49

And again do you work? More info is needed

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