Can't be arsed to change my name for this so everyone will just know what an idiot i have been.
We have recenty sold our house and moved in with my parents whilst everything was still going through on the new house - to save a bit of mney mum and dad offered us to stay here.
However, i have just been going through all the paperwork and i have f*cked the money up big time.
We need to pay £30000 deposit on the new house along with £2830 in solicitors fees and stamp duty - have just checked my bank balance and there is only £29800 there.
We have dipped into the money a bit but this was for exxentials such as food shopping etc, although we have had the odd take away over Xmas and i stupidly agreed DP could have some new golf clubs (£600 worth) ad now i just don't know what to do.
I ahev looked through the paperwork and can see that i miss calculated what we owed to the old mortgage lenders - i didn't account for a redemption fee as we were out of the fixed term but we have been charge for one for ended the mortgage before the £25 years is up.
Anyway, basically, we have £2335 to find from somewhere before the end of next week and i just don't know how we are going to do it. I dont get paid until the end of the month and DP doesn't get paid for another 2 weeks.
I need to find this moeny from somewhere and quick - can i get a loan or credit card this quickly? DP has bad credit but i have never had credit before so should be OK.
God, i feel sick - i've still got to expalin all this to DP - I just don't know what to do