Hi all, I'm new to Mumsnet so be easy on me!
My husband and I recently applied for a joint mortgage and it got rejected; (he is the only one on the mortgage for our current flat) no idea why, both have almost perfect (977 out of 999 and 998 out of 999) credit scores, our mortgage broker can't seem to figure out why Natwest has declined our application either, the only thing I can think of is that when I was 15 (14 years ago) I was a fraud victim and it was with my Natwest account that they promptly shut down without warning and 5 years ago I was gifted some money before my dad passed and that account was also shut down (also with Natwest) and it took me 3 months to get it back (also without reason). Could they have an internal mark against me? Will it affect my getting a mortgage with another lender?
Help! Feeling super upset and discouraged.