Help Check loan and credit cards

[Yussra]

Hi guys ..
Well having financial issues with my husband on the middle of an IVF journey!
Well he keeps on lying and hiding about credit cards and loans while i am trying to support him to get rid of his debt but seems like he got a habit of using them.
All i want is him to inform me if he has to use it not until its used and built up again!
We even cleared one credit card and brought it to zero a year later i found out it is £5000 down again!
Money isn't going anywhere that is wrong but I'm done with living like this!! Especially with the fertility issues going on and the cost of it! I feel things are nog under my control and even when i try he ends up not sticking to the plan snd hiding it coz hr say i get mad when i know!

Now i reach the point that i stopped all IVF process and want a clear plan with his loans and credit cards balances as i am fed up and can't take surprises any more! Is that possible to get check of credit history all your credit cards and loans ?? He is saying there's no way to get that checked as some of it he doesn't have band statements for it or online access!
( he knows im not from this country so i don't know if that possible or not! ).

Can u please tell me how can he do that so I will ask him to get it done before i go any step further plz !!

Hello OP
To answer your money related question, your DH can get a report from the various credit reference agencies which will show all his past and present credit agreements. He might have to pay for the full reports, but if he's serious about clearing his debt, that will be a small price to pay.

The three main credit reference agencies: Equifax, Experian and TransUnion. He'll need to ask all three for a report as they keep different information.

I'm suspicious that he's saying he doesn't have access to some of three credit cards accounts he had. That does not ring true. I wonder if he's in now debt than he's admitting to?

You could go and talk to your local citizens advice for support. I think you were right to stop the IVF right now. This is a difficult situation.