Cost for bank managing my fund

[Muddle2000]

Santander told me if I invest 20k then they will do the work for me(presume charge for this not asked yet ) Would this be of any advantage given probably a bit naf or could I make it less naf by doing myself

How on earth do we know when we have zero idea re your financial experience, astuteness or risk appetite

on the basis you’re asking this in the way you have done - i think go with Santander

Santander has bad reviews everywhere Inc Which and others

But yes they do say they say they are for beginners

Banks like Santander are typically not what people would choose for investments.

But as you haven't shared any other information about you or your situation its impossible to steer you anywhere else

I personally wouldn’t go with them.

Have a look at Vanguard stocks and shares ISA if you are thinking about longer term investments

Thanks Medium risk appetite Wanting to 10 years (not touching it ) Plan to increase my wealth for my later years when I reckon pensions could be naff

what pensions will be naff?

I think many years ago banks just took advantage of people to get them enrolled in (in my case a Pep) Fortunately I avoided the pension mortgage which they tried to sell me Gawd

Aka people who don't know any better.

Just buy some tracker funds from Vanguard in a S&S ISA and look on Meaningful Money to learn why.