Car insurance.. accident, injury question

[Custardpudding]

Ds had accident 4-5 years ago. Looking at renewals now. It’s gone up so shopping around, been with same insurance company three years. It was non fault.
question, it asks about any injuries. He was hurt. There’s still a legal claim going through. But no date to resolve it. So do I say yes or no. As there’s nothing n his dl record. He was knocked off motorbike so it’s a claim for clothing and sore shoulder and wrist scar.
what are they looking for?
just wondered if anyone had any thoughtS.
next year renewal will be over 5 years so don’t need declare then.
thank you

If they ask 'are there any outstanding claims' and there are such claims then I think the answer has to be yes.

It's relatively low level stuff - I mean it's not a PI claim for life changing/career ending brain damage - and anyway he's not the liable party.

Unless there's a question over the long term effect of the injury it's difficult to see why it takes so long to resolve but if the other side won't engage and/or it has to go to court then it can do. In any event your son is where he is.

I don't think an outstanding claim against somebody else, even if it's a few tens of thousands, will massively up his premium. Different of course if the other side are counterclaiming a massive amount....

Better to front up now and either accept the cost hit (or argue it) then have a later claim rejected because of failure to disclose.

He had the insurance money pay out for the bike at the time (wrote off) and closed. So this is Just the arm and clothing and broken phoned still waiting. Sigh. I think might go court but only looking 20k absolutely max. If I had my time again I’d never bother!!