PREMIUM BONDS - OCTOBER ONWARDS

[Blondeshavemorefun]

https://www.nsandi.com/files/asset/xlsx/prize-october-2023.xlsx

October over £1000 winners

app will show smaller wins tonight midnight

£300 on just under £30k for us this month... that's a total of £1200 in the last 6 months

@hopingforthemillion I've never seen that message before how interesting! I wonder if they have seen a spell of it?
( this is just a bit of fun btw)

£300 on 2 x FH. % return has declined significantly over last couple of draws but will stick with it for now. I suspect NS&I will reduce the rate soon as they have beaten govt targets to bring in money.

£75 on full holdings. Will be taking. Chunk out now as returns are not good.

Nothing again on FH - that’s the third month in a row with nothing at all!!

I need to take a chunk out to pay my tax bill anyway, so thinking about moving the lot.

Have they changed the makeup of the prizes? I was fairly steadily getting roughly the annual return expected, but that has fallen off a cliff the last few months.

£100 yah. After not winning anything oct or nov

A little girl looking up at something 😂

Woke up at 3 and checked mine - £200 on c £45k.

Nothing on £47k - I've won every month (although not high wins) so a disappointing end to the year. And overall not a good rate of return!

I only have one bond but I’ve won 2 prizes? £50 and £25

I've had a return of 2.25% over the last 6 months - £1125 in total. My biggest win was £1200 towards the start of the year.

£50 - better than a poke in the eye but with FH and nothing last month I was hoping for a bit more.

£100 for me on full.
£100 for my DD with £15k.

£400 here on around full holdings (and after an even luckier month last month).

I've taken out a third already though, so it's likely to be lower next month.

Congratulations / commiserations to everyone as appropriate.

So, you have £1 invested in total, but you've won 2 prizes? I didn't think that was possible.

Sorry if I'm being thick but how do I work out the rate of return?

£100 for me on just over £30k

£250 on almost FH..feel pleased with that. They have

Does anyone know what happens when you reinvest and FH amount is exceeded, does it automatically transfer out?

To work out your percentage return

Divide your payout for the year by the amount you have in PB and then multiply by 100

So £750 on a £20k holding would be 3.75%

£400 on 3 x full holdngs

£100 here on approximately £15000, and £50 for dh on £5000. A good month!

@Blondeshavemorefun glad you won something.

Nothing for me.

£50 quid on a £5K holding.

This is only my second eligible month so I’m thrilled with this win!

2x 25 and 1 x 50 so £100. I think £100 is my threshold for whether I’m pleased or not. I am pleased!

It’s not as much as I’d hoped to cover my exorbitant Christmas spending though

So my rate of return is only 1.5%?!! That's rubbish!! I am thinking of moving some to a higher interest bank account, anyone have any recommendations?

Nothing for me