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Recommend me a joint savings account

4 replies

Combusting · 15/09/2023 10:58

Having searched through MSE - wondered if you all on Mumsnet can recommend a joint savings account? It's for a small/specific savings target (not linked to other savings/investments that DH and I hold in personal savings accounts) - and we would like a joint one for this specific pot. It does not need to be easy access but it does need to allow us to trickle in about £200 a month for the next 2.5 years at the highest interest rate possible.

So fixed savers wont work as we cant trickle in monthly. Are there any notice accounts where we can still get a higher rate but also trickle in monthly?

OP posts:
Hitchens · 15/09/2023 13:38

Combusting · 15/09/2023 10:58

Having searched through MSE - wondered if you all on Mumsnet can recommend a joint savings account? It's for a small/specific savings target (not linked to other savings/investments that DH and I hold in personal savings accounts) - and we would like a joint one for this specific pot. It does not need to be easy access but it does need to allow us to trickle in about £200 a month for the next 2.5 years at the highest interest rate possible.

So fixed savers wont work as we cant trickle in monthly. Are there any notice accounts where we can still get a higher rate but also trickle in monthly?

Unfortunately you have just missed the Santander 5.2% instant access saver as that was pulled by them earlier this week.

Does it really have to be joint? That will limit you with some products.

Who do you have your current account with? First Direct, Barclays and Santander EDGE account holders would have access to regular savers from 5-7% although with payment limitations.

Combusting · 15/09/2023 13:54

Yep have got the Santander edge saver maxed out with 4k sitting in it for 7%

Monzo doing a joint account with saver pot at 4% …

Fine for me to hold the money for this particular thing just wanted to have it jointly! DH won’t mind at all :D

OP posts:
Clefable · 15/09/2023 16:07

Have you looked at regular saver accounts?

www.moneysavingexpert.com/savings/best-regular-savings-accounts/

1wer · 17/09/2023 20:04

Marcus is 4.6% including a bonus and they do joint accounts. It's an easy access online savings account.

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