I closed my account last week and was owed £664 credit. They said it would take 5-7 working days to be paid and today is day 9 and the balance is now showing as 0 but nothing is in my account still. It's Nationwide (newish account) and I can't see pending - I suppose it could be that. Anyone got an experience of this? I will have to bloody ring them tomorrow from work - 9-5 opening hours only 😡.