I'm looking to be able to book a big holiday to Disney World for myself and family in a few years, that's 2 adults and 3 kids. We don't have a lot of money left over at the end of the month. We do have a lot of takeaways so once my morning sickness subsided (McDonald's fried is all this baby seems to like!) we will be cutting down to 1 takeaway and 1 meal out a month.
So what are your ways of putting money aside that doesn't leave you absolutely skint but that means it adds up nicely?