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Original poster

Strange credit search on file

6 replies

AdaShelby · 09/02/2022 20:43

I checked my credit file today and noticed that a company called Cashplus ran a soft credit search on my file last week.

I haven't authorised any and have no idea what it's for. I've emailed them to ask but anyone got any clues?

They've run it one for me and one for DH Confused

OP posts:
PeakyBlender · 09/02/2022 21:12

This reply has been deleted

Message withdrawn at poster's request.

EmmaH2022 · 09/02/2022 21:19

My understanding - which might be wrong - is they don't need permission to do this, which I think is nuts.

So maybe a pre approved card offer is coming your way?

Theunamedcat · 09/02/2022 21:19

What about your husband?

Original poster
AdaShelby · 09/02/2022 21:23

DH was the one who first noticed it so it's not him. Hopefully they'll get back to me tomorrow.

OP posts:
Original poster
AdaShelby · 09/02/2022 21:24

@EmmaH2022

My understanding - which might be wrong - is they don't need permission to do this, which I think is nuts.

So maybe a pre approved card offer is coming your way?

That would be outrageous! Surely not.
OP posts:
EmmaH2022 · 09/02/2022 21:31

This site suggests the same

Even employers can do it apparently!

www.barclaycard.co.uk/personal/money-matters/credit-score-basics/types-of-searches-and-credit-checks

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