PREMIUM BOND THREAD

[Blondeshavemorefun]

Thought better start new one as last one almost full

Let’s hope we win big November for Christmas

No big win here either; fingers crossed for tomorrow!

£50 would be a welcome help for Christmas shopping

No big win for me again. Fingers crossed for tomorrow.

NOBODY in our county won a big prize. Time to reboot the computer me thinks.

@Blondeshavemorefun

Feb 2021 and wins a million with only a few thousand

Wtf !!

I think this is amazing and gives us all hope that you don't need a full holding to win.

Lots of big winners in my county this month but sadly not me!

It's been a bad week. In the space of a couple of days I've not won: the Omaze house; the £1m prize; any large prize

Fingers crossed for £25 tomorrow - good luck everyone.

@Cheeseandlobster I agree it gives us all Hope

I def don’t have £50k in bonds

I’m just envious lol

And yes I should aim higher then £25 😂

[quote Blondeshavemorefun]@Cheeseandlobster I agree it gives us all Hope

I def don’t have £50k in bonds

I’m just envious lol

And yes I should aim higher then £25 😂[/quote]
Fingers crossed we all see a good result later. I got nothing last month but 2 x £25 the month before

Just seen someone in Fife who only has £45 holdings has won £5k! Bet that makes their Christmas!!

Just saw that.

No large wins here either😭

This time last year I won £500 which was amazing! I am still hoping for another significant win at some point (in my head that’s £100 or more so not necessarily life changing)

I noticed that a couple of the winners said abroad and I thought you had to be resident in the UK (not that it’s an issue as it’s not likely to apply to me)

Dashel I live abroad, hold Premium Bonds and opened accounts for the DC a few years ago without any issues; you just need to have a UK bank account, I think. There are certain countries (the US is one, IIRC) that don't allow residents to hold Premium Bonds but NS&I doesn't have any problems with holders living abroad.

Only one overseas holder on the list of big winners this month - not us, sadly!

Unusual amount of big wins from my county this month
Not me of course

Someone bought 25k in Oct to add to their £3 holding and has won 10k.

Excited for tomorrow. Fil keeps getting pissed off because I win £25 and they get nothing :)

Good luck tomorrow everyone!

Placemarking for tomorrow - good luck everyone

Good luck all. I won £25 last month. There was a brief moment between getting the text and checking my account when I was and wasn't a millionaire. It was like Schrödingers cat 🐱

Fingers crossed all.

I've won £75 in the PayPal pre Christmas draw so I fear I've already used up my good luck this month!

Nothing for me this month. I have won on the previous 3 month's draws though so can't complain. Good luck everyone else x

£25 for me this month

They are said (by Martin Lewis) to be really bad value these days. They have reduced the number of prizes twice in recent years, so far fewer winners. That said, there is bugger all interest in savings accounts, so I don’t feel I’m losing much keeping money in premiums bonds.

Actually, Martin Lewis says they're pretty good for larger amounts, over around 10k because you're likely to win prizes at a rate of 0.9% which beats all other instant access.

That's alongside fixing if you can tie the money up, and investing if you are comfortable with the risk and don't need the money for a few years, but if it's your emergency fund, savings for home improvements, or house equity between purchases, you might as well gamble the certainty of a small amount of interest on winning something larger.

Disappointingly, I've won nothing for 5 months in a row on an average of around £32k, but I've still matched instant access for the year due to wins earlier in the year.

£50