Overpay mortgage or interest free loan?

[ChristmasComing123]

Hi. I am currently trying to overpay a car loan at the moment. Once I have paid that off am I better putting money toward mortgage overpayment of paying of a interest free loan for a kitchen? Thanks

Do you have 3 -6 months salary saved OP?

I would get a good amount saved first and then over pay the mortgage .
Let the 0% kitchen loan run .

Yes we have savings in case of job loss. Okay its a plan

Mortgage definitely. The 0% isn't costing you anything so I'd just let that run. Overpaying our mortgage took years off the term and saved us thousands in interest, best thing I ever did.

Depending on the interest rate on your mortgage, it could be better leaving it and saving/investing the money elsewhere. The days of 'saving thousands on interest' largely don't apply at the moment.