I’m 35 and hoping not to die anytime soon but covid is setting off my anxiety and I’m wondering if I need one. I live with dp and have 2 children (1 teen and 1 pre teen), dp is not the biological parent, doesn’t work or have any income as cares for the children outside school hours/ holidays etc. I don’t own any property but currently have around 60k between various bank accounts as we save for a mortgage. I’d like any money in my accounts to go to dp if I die and it’s not spent!, do I need a will for this to happen? Or is a will just for those with property to leave? I don’t want to be laughed out the solicitors office.