We're house hunting. The plan had initially been for us to buy a house together. DH just moved here from overseas before lockdown and is working for his usual company. He earns 3 times what I do but also has a mortgage on a house in his own country (his DM lives in it) so we had to take that into consideration too.
We found a broker but needed various things to be in place before we could obtain a credit report for DH. This took a long time due to lockdown but eventually we got the report which says he has "fair" credit. I got mine and it's excellent. We're going to proceed with just me on the mortgage so obviously can't spend what we'd initially planned.
So I'm just wondering, would his not great credit report have cancelled out my good one, had we applied together? Would it have put us in a worse position for getting a mortgage? I'm not sure how these things work. Thanks