UC and second home

[dairyfairies]

I know I need to get some proper benefits advice but maybe can give me some idea:

I was dismissed from work and due to circumstances, I won't be able to find another job easily. Probably never. DH is not one to support me financially now I had to leave work and the bottom line is, I will have to move out.

I will be getting carers allowance (66.15) - one of the DC is severely disabled and child benefit. I did some googling and it says that any equity in a second home count as capital for UC. If I move out, will the marital home where DH will stay count as second home? We have quite a bit of equity but the way things are going, this all won't be easily resolved. Does it mean I cannot claim UC in the meantime? I wont even be able to rent a shed on Carers allowance/child benefit let alone eat and cover other expenses.

I cannot stay in the home as I cannot afford the mortgage either.

are there special regulations while going through a family breakdown?

Alot of lawyers offer 30 minutes free which may help.

If your husband won't provide financially that is financial abuse. Contact woman's aid they may be able to help guide you into what you should do. Loop

See a solicitor. Specify a date of legal separation. I got benefits while named on a mortgage pretty quickly after seeking official paperwork.

@Whynosnowyet could you advise what paperwork is needed as I find myself in this position without knowing after switching from TC to UC in lockdown. Now they want replayed!! Going out my mind!

Zombie Thread.

Start your own thread you will get a better response 💐

I have been in this position but in the days of tax credits and was allowed to claim. Sorry you’re going through this OP - it’s incredibly stressful

Zombie Thread.