Bank charges: are people still claiming

[lucyellensmum]

i saw on the news that people were not being as successful with this as they were and it put me off. I am in financial hell just now and this could dig us out of a 10K hole - our bank is nationwide, do you think it is worth us trying?

I'm with Nationwide, they have said no, now have to decide whether or not to take them to court. Our charges are only about £700.

thanks for that, it is difficult isnt it, i dont think i could take anymore stress just now but we really need the money.

We got ours back from HSBC this week, DH got loads (shows how bad he is with money) I got 100.00.

Shoshable - how long did it take for HSBC to pay them back (from the date of you first asking) - and did they make life difficult for you about it?

I'm trying to persuade DH to claim back his charges (I reckon it's probably close to, if not actually in 4 figures) but he's stalling....

From sending letter 1 it took them the full 40 days to send the bank statements, but we didnt have to pay for them, we then sent letter two, it took them another 21 days to agree to the amount we were asking for, and then another 14 days to pay into the bank.

I used the letters off here, if you search messages you will find them.

And no no difficulty they just paid up, DH's were over 2k

so just over 2 months then......hmm not bad (I joked to DH that if he started the process now we may just have the money in time for Christmas ).

I just had Lloyds TSB settle after I lodged the court claim on line. Goldfish also paid up just before I lodged the claim in the courts. Small amounts c.£300 in total

All claims have been suspended as of today pending a high court ruling - more info on the money saving expert site. We had just managed to settle DH's charges with NatWest aboout £600 and I'd sent my final demand into abbey for about £800 - they only offered me £200 would have been taking them to court first week in August! . Guess we just have to wait and see what the high court says.