Car Finance for SAHM

[OnNaturesCourse]

Basically it... Is it possible?

I have a car on finance at the moment but it was started when I was still in employment. Its now time to trade it in and get something bigger. It won't be with the orginal garage. My credit score is OKish at around 600 I think but whenever I look at finance online it asks for my income and automatically declines me. My household income is 27500-30000 per year. My partner has basically no credit score as everything goes through my accounts, inc. his wages so he's even less likely to get finance.

What's my best option here?

I know this is really old… but what was the outcome?

We actually managed to get finance in my partners name through Nissan who were also happy to take my car as part exchange (and clear the outstanding finance) The %s etc were all higher especially on the new balloon payment but after having that new car for 2 years he had worked up good credit so traded the car in for a brand new one. As he traded it in he didn't need to worry about the balloon payment.

Skin of his teeth but he managed to make it work.