Hi,
In the process of mortgage application. My credit history is good and I am generally a very boring spender. Food shopping, childcare fees etc but I don't go out at all really. I never drink and have about 2 days out with the kids a month. I'm applying on my own after marriage break up a few years ago. I have a good 30-40% deposit.
I've been accepted in principal but they want my last statement. (they have all my others as it was given to adviser last month).
So stupidly I had a night of playing national lottery games. I NEVER play the lottery and there is nothing in previous statements to suggest I do.
I just thought I'd entertain myself for once. I know - bloody stupid!
I spend around £50 one night. I shocked myself and it scared the life out of me how addictive it was.
But now, obviously, It's on my statement.
Will these few (£10 x 5) transactions affect my ability now to get the mortgage?
Thanks in advance.