Over pay on a 10 year fix if the term is also 10 years

[Girlsnightin]

Can I do that? As it will reduce the term also, so would I be penalised? Or would I have to stick with 10 years but potentially with a very small balance?

I'm not sure. Mine is 10yrs but on a 5yr deal,so i'm over paying double to clear it in 5yrs (can't pay over 10% of balance). I'm sure someone will be able to help more than me