I am an evil witch because I was happy to see latest rate rise

[Twiglett]

as I'd only just remortgaged to a fixed rate and it means we're now saving even more than we would have before

evil, selfish witch that I am

Grrrrrrrrrrrr

Hey I am fixed at 4.5% till 2010 and yes it always cheers me to see what we would have been paying otherwise.

Evil Witch 2

I was as well Twiglett - we put our mortgage onto a fixed rate for the rest of the term of the mortgage, and the rates have subsequently done nothing but go up. Evil Witch 3.

Well I don't have a mortgage, so I guess I need to weigh up whether the extra insterets on our savings outweighs the slowdown in house prices.

oh you total witch .. you beat me .. by a huge amount

I'm only fixed for 2 years though so kind of worried

Wait until they drop next year as predicted then see how you feel.

oh god I'm a mortgage bore .. I have just deleted post about the details of my previous mortgage

its like discussing nappy contents isn't it

lol. my last mortagage was fixed, loved it for the first year when rates went up and up and up, oh but then they started going down and down and down.....

I have the same rate as KAZ33

my last mortgage was a tracker but pegged at Bank of England for 2 years when rates went down and down and down