Adding an iPhone 6s to home insurance

[Plantlover]

Under personal possession cover.

Is it worth it if my excess is £100 and it would cost £10 to add it? If I needed to claim it might affect my renewal price too.

I wouldn’t think it would be worth it. You can buy a refurbished ip6s for about £200. So with £10 a month and a £100 excess it doesn’t make sense.

I use a company called insurance2go for my iPhone, I think it’s £6.99 a month.

Thankyou