I have an iPhone 6s Plus on contract (24 months but I've been paying it for 13 months already) I still have £300 left to pay off the contract (over the remainder 12 months) but can't afford the monthly bill anymore. At the time of getting the phone I could 100% afford to pay it and didn't expect not to be able to. Circumstances changed and now I can't. It's the only luxury I own. So I have decided to just sell it and pay off some of the contract which will mAke monthly payments lower. But I will only get around £189-£199 for it selling at a shop so can't pay off full amount. Is there any point to this? I really don't want to NOT pay it and owe them debt at the end of it adding more charges. Struggling for money at the moment so need to sell it but I don't want to do it if it's pointless. Facebook and eBay take too long to sell and people just say they are interested then are not. Anyone have bah ideas?