Last month I was in an accident in DH's car, for which we have not made a claim, but the other party is claiming. We have also not admitted responsibility (as I do not believe it to have been my fault).
Anyway....DH's car insurance is due for renewal at the beginning of March. He had a renewal letter from them and it is quoting for zero year's no claim bonus (would be 2 if this incident were not considered our fault). We haven't been happy with the insurers during the ongoing investigation and want to change insurers.
Is it possible to have NCB re-instated and then transferred to a new insurer and have it back-dated, as I doubt the investigation will be completed prior to the renewal happening.