She has been great, came highly reccomended, award winning etc. I was honest from the off re my credit score. Not great, since divorce, credit cards, overdrafts, a couple of late payments(no defaults) . She has had a copy of my credit file and said most of the problems were historic. She sent it to the building society. I have a AIP and the fuller application has gone in... now I'm scared. How often do these people get it wrong? Will the underwriters go into the past more thoroughly ? Scared we'll break the chain and lose the house 