Anyone talk me through buying life cover? I'm clueless.

[Fluffycloudland77]

Especially about medical conditions, I've had uterine polyps removed & the usual chest infections but do I declare them?.

Non-smoker etc otherwise.

You should declare everything.

Yes, declare everything. In the event of a claim, the last thing anyone needs is the insurer refusing to pay out on the grounds of non-disclosure.