So, split with XH 5 years ago and been renting ever since. I have savings of 70k ish. I own no property. With my salary and child support and tax credits I have enough to get by as long as I'm careful and have been saving each year (due in part to some of my split settlement being paid over the last 5 years which has now completed).
I don't have a court order for the child support (it is 12%) we are quite amicable. I have some tax credits (1 dd in primary school). My wages aren't huge and I expect a mortgage would be cheaper than my rent however I'm pretty sure I couldn't get one (no court order, some income is tax credits).
It occurred to me perhaps I could buy far far away (am in home counties) and maybe I would be able to get a small mortgage. Or buy in a cheaper closer area.
Should I see a financial adviser? I'm trying to find a better paid part time job (school hours) but they are rare. I live in a lovely town and don't really want to move. I worry about renting forever.
It's like there's a heavy weight of unspecific worry I carry around and I don't really know how to address it. If you've read all that thank you!! Any wise words gratefully accepted.